it is definitely necessary to understand the concept and behavior of causation of life insurance policies and its determinants for insurance managers, regulators, and customers. for insurance managers, the profitability and liquidity of insurers can be increasingly influenced by the number of causation through costs, adverse selection, and cash surrender values. therefore, causation is a materi...

abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

abstract nowadays, the science of decision making has been paid to more attention due to the complexity of the problems of suppliers selection. as known, one of the efficient tools in economic and human resources development is the extension of communication networks in developing countries. so, the proper selection of suppliers of tc equipments is of concern very much. in this study, a ...

A data warehouse is a source for storing historical data to support decision making. Usually analytic queries take much time. To solve response time problem it should be materialized some views to answer all queries in minimum response time. There are many solutions for view selection problems. The most appropriate solution for view selection is materializing frequent queries. Previously posed ...

Background and objective: Accommodation of the victims is necessary immediately after the accident to maintain order and reduce mental, psychological and physical crises, as well as providing better services to the victims of the accident. The experience of the AQ-Qala flood and the temporary accommodation of the victims in sports venues has made the need for the design of a collective shelter ...

abstract abstract of thesis (includes summary, goals, execution methods, and results) story “al-obnosat al-bayza” is one of the short stories from “hanna mineh” collection. this story is a selection of lives of some humans during a voyage together, each of them is a symbol of human nature (love, mind, kindness) and examine social, cultural, and political aspects of governing system, and it...