unreliability of financial statements in iran has urged this country’s financial services industry management to manipulate practices by which they could gain reliable risk scores for borrowers. this research extracts the most influential qualitative factors that would impact the default of a business relationship borrower. solicitation of the factors is done through delphi methodology. the mea...

The mispricing of marketing performance indicators (such as brand equity, churn, and customer satisfaction) is an important element of arguments in favor of the financial value of marketing investments. Evidence for mispricing can be assessed by examining whether or not portfolios composed of firms that load highly on marketing performance indicators deliver excess returns. Unfortunately, extan...

There has been a recent debate in the marketing literature concerning the possible mispricing of customer satisfaction. While earlier studies claim that portfolios with attractive out-of-sample properties can be formed by loading on stocks whose firms enjoy high customer satisfaction, later studies challenge this finding. A large part of the disagreement stems from the difficulty of how to actu...

Risk management is considered as a crucial activ ity in all types of software development processes. While risk management plans are proposed to control and mitigate the risks, they may face some risks too. According to the formal reports, the remarkable rate of failure in IT projects shows the relative unsuccessfulness in the risk management process. This indicates the necessity of improvement...

prematurity is the most common cause of neonatal death. risk factors of premature birth can be related with ethnicity and genetic. there is no comprehensive high sample size study in kurdish ethnicity to determine risk factors related to prematurity. this study evaluated risk factors of preterm labor in kurdish ethnicity.this case-control study was conducted in 200 preterm infants (case group) ...