Understanding how individuals pay for goods and services is a key input into the Reserve Bank’s review. It is important for making assessments about the potential for substitution between various payment methods and, combined with data on the cost of running individual payment systems, can help provide an indication of the aggregate costs of the payments system. This study should also assist th...

In today's world, most financial transactions are carried out using done through electronic instruments and in the context of the Information Technology and Internet. Disregarding the application of new technologies at this field and sufficing to traditional ways, will result in financial loss and customer dissatisfaction. The aim of the present study is surveying and analyzing the use of elect...

In this article, the author summarizes recent changes in Medicare post-acute payment policies, discusses the implications of certain design and implementation issues, and analyzes whether different types of patients are using skilled nursing facilities (SNFs), home health agencies (HHAs), and rehabilitation hospitals and units. If similar populations are treated by these three types of provider...

this paper presents a multi-objective resource-constrained project scheduling problem with positive and negative cash flows. the net present value (npv) maximization and making span minimization are this study objectives. and since this problem is considered as complex optimization in np-hard context, we present a mathematical model for the given problem and solve three evolutionary algorithms;...

The Bank of Finland’s Finnish Payment Habits 2010 project predicts that Finnish payment habits will face substantial changes. The causes for these changes include: the standardisation and integration of European payment systems, development of payment services-related legislation and regulation at EU level, changes in payment services-related cost factors and pricing, and new opportunities offe...

Problem statement: Metering and charging are basic accounting functions that are essential for commercial usage of web services. Current charging and accounting schemes primarily involve users being charged flat or based on the connection/session time. Accounting management of web services should provide for metering, charging, accounting, billing, payment and auditing. We have extended our ear...

We study a family of network formation models to determine how payment rules affect the final network topologies that emerge. In our model a set of nodes starts out without any edges and the nodes must pay for the creation of edges using one of several different payment mechanisms. Example payment mechanisms include one node paying for the whole edge, and the cost being shared equally between t...

In this paper we use a panel of administrative data to determine the factors associated with primary care physician self-selection into different payment models in Ontario, Canada. We find that primary care physicians will self-select into payment models based on existing practice and individual characteristics. These patterns of self-selection largely follow a utility maximizing model of physi...