for banks and financial institutions, credit risk had been an essential factor that needed to be managed well. credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions.  credit risk...

The purpose of this study is to investigate the effects of "Asset Securitization" on bankschr('39') performances. Asset securitization is generally defined as the "financial process by which an owner of an asset, such as a portfolio of loans, receives cash upfront in exchange for the future cash flows from the asset without selling the asset in a normal contractual sales agreement." (Menzi et a...

This paper explores the tensions and incongruities between conventional thesis presentation and the principles of action research. Through the experiences of the authors alternative approaches to thesis structure are proposed which are argued to be more congruent with the epistemological, methodological and ethical aspects of action research. Consistent with our arguments, the paper is presente...

Tujuan riset adalah untuk melihat apakah capital adequacy ratio, loan to asset net interest margin, inflasi, dan BI rate berpengaruh pada nilai non preforming loan. Data yang diambil berasal dari data sekunder dalam kurun waktu 3 tahun. Metode purposive sampling sebagai teknik pengambilan sampel dengan perusahaan subsektor perbankan masuk kategori KBMI III BEI. Dari seluruh rangkaian penelitian...

This study aims to evaluate the impact of bank-specific and macroeconomic variables on commercial banks' profitability in Nepal. The uses panel data twenty-four banks from 2011/12 2019/20. finds that such as capital adequacy ratio, non-performing loan, Cost funds negatively affect (ROA ROE). In contrast, interest rate spread, total investment asset, net income asset have a positive effect. Rega...

Organizational performance evaluation is a very vital and sensitive process in any industry. One of the most crucial aspects of performance assessment is consideration of financial performance evaluation. In this kind of evaluation, we face many criteria and index to performing and also designing a comprehensive and effective model. Thus, this situation can be regarded as a fuzzy multiple crite...

This paper analyzes the financial soundness indicators in Iran`s banking system. In the first part it emphasis on asset quality measure by the non-performing loans ratio. The non-performing loans grew rapidly in last decade in Iran’s banking system and it reached higher than 25 percent of total loans in 2010. We conclude that NPLs increase have impact on real part of economy in the concept...