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insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...
This paper explores the statistical features inherent in clinical trials that make it so difficult to come up with the right answers. No matter how skilled and diligent the research team, their trial may still produce the wrong conclusions. Consumers, healthcare professionals as well as the general public should be aware of the liabilities that threaten clinical investigations. In spite of the ...
Mendel’s laws, phenotype and genotype, recessive and dominant. Do these terms sound familiar to you from your biology lessons? This article regarding formal genetics will introduce you to all important genetic fundamentals regarding biology that you need to know as a physician. By studying and revising the contents of this article, you will be in a better position to do well both in your precli...
Department of Defense contractors must be established for ASTIA services or have their need-to-know certified by the cognizant military agency of their project or contract.
Frobenius splittings were introduced by V. B. Mehta and A. Ramanathan in [6] and refined further by S. Ramanan and Ramanathan in [9]. Frobenius splittings have proven to be a amazingly effective when they apply. Proofs involving Frobenius splittings tend to be very efficient. Other methods usually require a much more detailed knowledge of the object under study. For instance, while showing that...
1. What do we mean by "sanitation"? The first challenge for countries seeking to solve the problem of access to sanitation is to define what “sanitation" really means. The second challenge is to decide what aspects are the most important. In other words, what aspect of the problem is going to be dealt with as a priority. This problem is not a simple one and many professionals confuse the two st...
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