PLEASE NOTE: The opinions expressed in this publication do not necessarily represent an IFOAM approved position. Acknowledgements This paper reflects the experience and wealth of expertise of many people in the organic and environmental movements. I would like to thank all those who have commented on the paper and the many authors whose work this paper draws from. In particular I would like to ...

We study a controlled corporate experiment in which loan officers were compensated to engage in loan prospecting in addition to the traditional loan screening. Loan prospecting led to larger loan sizes (+15%) and higher origination rates (+31%) while keeping the traditional credit quality threshold and interest rate intact. Loan officers attempt to influence the decision making process: loan of...

This paper deals with loan contracting from a private bank in Vietnam. We focus on the main loan contract features that the bank uses in lending to business firms, namely loan maturity, collateral and loan interest rate. Based upon the simultaneous equation model of Dennis et al. (2000) and the bank’s loan contracting policies, we examine the possible interdependency of the three different loan...

Banks may well perform differently in lending to firms according to their funding structure. This paper surveys the relation between Loan volatility and deposit in Iranian banking system. The extent to which bank lending is connected to funding structure is affected by the banks’ characteristics (such as capital structure, profitability, and the measure of non-performing loans). To analyze this...

the study investigated the loan repayment, its determinants and socio-economic characteristics of microfinance loan beneficiaries in the southeast states of nigeria. it was carried out in three states of the five southeast states. using a multistage sampling technique, a total of 144 loan beneficiaries in the three segments of mfis, namely; formal (commercial and development banks); semi-formal...

class Loan { ... protected Loan(...) { ... } } public class TermLoan extends Loan { public TermLoan(...) { super(...); } } public class Revolver extends Loan { public Revolver(...) { super(...); } } public class RCTL extends Loan { public RCTL(...) super(...); } } Refactoring To Patterns, Copyright © 2001, Joshua Kerievsky, Industrial Logic, Inc. All Rights Reserved. Page 17 of 87 The abstract ...

6 Western diet modulates the susceptibility of the heart to ischemic injury and sevoflurane-induced cardioprotection in rats Effect of diet and sevoflurane on ischemic injury 111 Abstract Introduction

This study takes on the issue of young adults’ retreat from the housing and auto markets from a different perspective. Instead of trying to establish a correlation and causality between homeownership and student loan debt of young households, which has been the common approach in the literature, this study will attempt to reveal the connection between student loan debt and young households’ acc...

Stock loan is different from the traditional loan, it needs to be collateralized by stock. Fairly valuing stock loan is very important for financial market participants. The main contribution of this paper is to give a valuing method of stock loan in uncertain environment. Under the assumption that the underlying stock price follows an uncertain mean-reverting stock model, the price formulas of...