Farm Credit markets in the United States are excellent testimony to high performance over the long term in providing credit and related services to the farm sector, and to timely innovation of new financial institutions, instruments, and practices for meeting farmers' capital and credit needs. These markets evolved from strong reliance a century ago on country or frontier,banks, local merchants...

This study is on the determinants of credit access by small scale farmers in Dekina Local Government Area of Kogi State, Nigeria. The specific objectives are to; identify the major source of credit among the small scale farmers; estimate the determinants of farmers’ access to formal credit; compare the farm income of farmers who have access to formal credit and those who have not and identify c...

Farm households in developing countries are generally credit constrained. This forces them to simultaneously take production and consumption decisions. In this paper, a two-period lifecycle model of the farm household is constructed and the household’s investment response to changes in land and agricultural output prices are derived theoretically. It is shown that in the absence of credit marke...

The face of agricultural lending has changed dramatically over the last several decades from both a demand and supply perspective. Farm numbers are down, but size is up. The distribution of farms is increasingly bimodal; 2% of farms today produce over one half of total sales. Largesized operations are capital intensive, utilizing the latest technologies embodied in variable and fixed inputs to ...

In the financial world there is a need for effectiveness and efficiency. The Farm Credit Quick loan analysis is a process created by Fair-Isaac. This analysis is referred to as scorecard lending. It uses a combination of financial data to determine the risk of the customer or candidate. Farm Credit fully adopted this process in 1997, for loans under $100,000.00. Efficiency and effectiveness is ...

The study measures farm credit risk by using farm records collected by Farm Business Farm Management (FBFM) during the period 1995-2004. The study addresses the following questions: 1) whether farm " s financial position is fully described by the structure model, 2) what are the determinants of farm capital structure under the structure model, 3) how to estimate and test farm asset correlation,...

We determine how the U.S. ethanol tax credit and import tariff affect the corn-ethanol-gasoline markets and how farm subsidies interact with these policies. We show how the ethanol tax credit and import tariff each uniquely affect the ethanol and gasoline prices. The ethanol import tariff alone increases the terms of trade in ethanol imports and corn exports, but decreases the terms of trade in...

This study analysed factors influencing food security status of female headed farm households in Abia state, Nigeria. Multistage random sampling technique was employed in selecting 240 female headed farm households from whom data were collected using structured questionnaire. Data collected were analyzed using descriptive statistics, food security indices and probit regression technique. Result...