The main incentive for the use of electronic commerce (E-commerce) and spread on a large scale is that most of business activities need payment system. As E-commerce requires an efficient payment system which is stable and secure for supporting electronically commerce. This paper proposed to enforce SET, SSL protocols for encrypting e-payment information. It also presented several methods to ta...

In the U.S., the share of payments made “electronically” – with credit cards, debit cards and direct payments – grew from 25 percent in 1995 to over 50 percent in 2002 (BIS, 2004). This paper frames this aggregate change in the context of individual behavior. Family level data indicate that the share of families using or holding these instruments also increased over the same period. The persona...

payment is one of the main parts in businesses. different types of software, hardware and methods for paying electronically have been presented. different types of banking cards, e-wallet, internet web pages for payment make it possible to pay both online and offline. however, in most payment tools, exchanging money is anonymously and untraceably. therefore, although most security techniques wi...

The subject of payment technology is central to e-business applications. Payment technologies' main role is to facilitate transactions by saving time and providing cost effectiveness, value for money, and flexibility for consumers. Payment Technologies for E-Commerce provides brings to light electronic payment systems that serve as the backbone for payments made electronically. The book also em...

With the development of digital rights management systems, new commercial applications for the trade with digital goods will be introduced, and new information services will be provided. As digital goods or services can be delivered over networks, it is also desired that they can immediately be paid electronically. Thus, it is assumed that the trade with digital goods stimulates the deployment ...

In current electronic commerce systems, customers have an on-line interaction with merchants via a browser on their personal computer. Also payment is done electronically via the Internet, mostly with a credit card. In parallel to this, e-services via wireless-only systems are emerging. This paper identifies security and functionality weaknesses in both of these current approaches. The paper di...

introduction payment system is any organized arrangement for transferring monetary value leading to discharge and settlement of obligation. negotiable instruments in their special meaning are tradable documents that can be used as means of payment in commercial and consuming trades and are considered as non-cash payment system among the monetary transferring systems. the negotiable instruments ...

Everything in the world is turning into electronic mode; all our basic requirements are now fulfilled electronically through e-business. One of the main operations that are affected is the payment of different transactions and activities. The latest payment techniques emerged recently was mobile payment where a user can proceed with the payment operation easily through mobile. This study identi...

background informal payments for health care, which are common in many countries, can have negative effects on health care access, equity and health status as they lead people to forgo or delay seeking care, or to sell assets to pay for care. many countries are putting reforms in place with the aim of reducing informal payments. in order to be successful, such policies should be informed by the...