Data envelopment analysis (DEA) is used to estimate the overall efficiency and productivity growth of credit cooperatives in Japan during 1992–1996. Overall efficiency is decomposed into output technical efficiency and input allocative efficiency. Twenty percent of all credit cooperatives in Japan are foreign owned with more than 90% of those owned by Koreans. The history of institutional discr...

This paper analyzes how producer cooperatives may bene t households in rural environments. In particular, it explores if cooperatives help poor households to exit poverty through three mechanisms: increases in prices, total factor productivity, and relaxation of credit constraints. In a multi-period model I characterize the conditions that must hold so that the always poor can exit poverty when...

since 1980s, credit policy has been promoted as an important mechanism in job creation, especially for women. however, some researchers have showed that although microfinance programs have significant potential for contributing to women’s wellbeing, yet, many women borrowers have limited control over loans and/or resulted income. in such cases credit policy may not change women status. women’s ...

water user cooperatives were formed due to consideration to people's empowerment and participation in water investment and management. the purpose of this study was to investigate the mechanisms of development and strengthening of water user cooperatives in the aras river basin. the study population consisted of the management board members of the water user cooperatives in the aras basin in th...

Various models of organization for networks of financial cooperatives are found around the world. The current situation, especially in terms of quality of governance, outreach and efficiency, appears to have been influenced significantly by the importance placed on the type of network organization chosen in the past. For example, European federated networks of financial cooperatives present cer...

This paper analyzes the founding rates of two types of Jewish agricultural cooperatives, the moshav and the kibbutz, to show how political ideology intersects with resource requirements to produce competition and mutualism between organizations. These two populations, which share ideology and a resource base, competed with each other. They both enjoyed mutualism with the population of credit co...

This paper analyzes the credit demand depression phenomenon resulting from long-term institutional supply rationing. Under the interaction between imperfect formal credit system and rural households’ risk aversion behavior, rural households will be discouraged to depress their credit demand or replace it with informal credit, which we call demand-side credit constraints. It find that about 33.7...

The study assessed beneficiaries’ satisfaction in the management of loag-contract components by cooperatives involved in the farm credit delivery in Edo State. The objective was to identify the components of the farm loan contract, examine the management strategies and rate the beneficiaries’ satisfaction of such management strategies. This was done by purposively selecting 40 cooperatives invo...