This study is on the determinants of credit access by small scale farmers in Dekina Local Government Area of Kogi State, Nigeria. The specific objectives are to; identify the major source of credit among the small scale farmers; estimate the determinants of farmers’ access to formal credit; compare the farm income of farmers who have access to formal credit and those who have not and identify c...

the study was designed to analyze credit receipt and enterprise performance by small scale agro based enterprises in the niger delta region of nigeria. a multistage sampling technique was adopted in selecting 264 agro based enterprises and 96 agro based enterprises that accessed informal and formal credit respectively. the heckman model was used to examine the factors affecting amount of inform...

ordered probit model was employed to investigate the factors affecting access to credit, allocated by iran agricultural bank to the needy in kohgilouieh and boirahmad province. based on the received credits, farmers were divided into five groups and the model estimated for these groups. the required data were collected by filling up of a number of 198 questionnaires by farmers in kohgilouieh an...

The paper uses the concept of credit limit to analyze the determinants of household access to and participation in informal and formal credit markets in Malawi. Households are found to be credit constrained, on average, both in the formal and informal sectors; they borrow, on average, less than half of any increase in their credit lines. Furthermore, they are not discouraged in their participat...

The security of wireless LANs has been a source of concern for businesses and individuals who are aware of its advantages due to its flexibility. With the increase in the use of wireless LANs for enterprises and homes, where information assets are shared continually, security is of the essence. With the increase in ecommerce and eservices, there is the risk of identity and credit card theft. Th...