Ethnic Disparities in the Transition to Home Ownership This paper examines ethnic disparities in the transition to home ownership using longitudinal register data from the Netherlands. The study performs a discrete duration model to account for individual and parental background and neighbourhood conditions. Subsequently, the size of explained variance in the home ownership gap between Dutch an...

The correlation between stock and housing prices, which is critical for household asset allocations, varies widely by metropolitan area and country. A general equilibrium model demonstrates that an aggregate positive technology shock increases stock prices and housing demand but can decrease housing prices where land supply is elastic because stable future rents are discounted at higher interes...

We use a user-cost model to study how dispersed information among housing market participants a¤ects the equilibrium house price. In the model, agents consume housing services, speculate on price changes and are disparately informed about local economic conditions. Information dispersion leads agent to form heterogeneous expectations about housing demand and prices. Optimists, who expect high h...

In the crystal of 2-(4-chloro-phen-yl)-N-(2-iodo-phen-yl)acetamide, C14H11ClINO, mol-ecules are linked by a combination of N-H⋯O and C-H⋯O hydrogen bonds to form a C(4)C(4)[R21(7)] chain of rings and chains of this type are linked by a combination of C-Cl⋯π(arene) and C-I⋯π(arene) inter-actions to form deeply puckered twofold inter-woven sheets. In the crystal of 2-(4-chloro-phen-yl)-N-(pyrazin...

in the fundamental representation. Conspicuously absent from this list is A (1) n for n > 1. This is because in order to demonstrate integrability, we assume that the corresponding R matrix has crossing symmetry, which is not true in the case A (1) n for n > 1. Sklyanin has demonstrated that an integrable open spin chain can be constructed with an R matrix that satisfies nothing more than the Y...

How Do Stamp Duties Affect the Housing Market? Land transfer taxes are a substantial portion of the cost of moving house in many developed countries. Since stamp duties are endogenous with respect to the house price, we create an instrumental variable that is the stamp duty on a property, given that postcode’s starting house price and the national house price trend. In a specification with post...

We study a general equilibrium model with a housing market to understand the role of credit access among borrowers and show that an adverse financial shock can increase the asymmetry in the housing wealth distribution of subprime and prime borrowers. Households with better credit access can take advantage of the low housing prices during recessions, especially when the subprimers are previously...

SRG Action: Impact/Priority Score: 30 Human Subjects: 30-Human subjects involved Certified, no SRG concerns Animal Subjects: 30-Vertebrate animals involved no SRG concerns noted Gender: 3A-Only men, scientifically acceptable Minority: 1A-Minorities and non-minorities, scientifically acceptable Children: 1A-Both Children and Adults, scientifically acceptable Clinical Research not NIH-defined Pha...

Abstract The paper presents the results of experiments on measuring heat transfer in laminar-wave films R114/R21 refrigerant mixture flowing down a vertical plate (70 × 80 mm). were carried out saturation line at pressure 2 bar. To enhance transfer, porous copper coating with flat layer thickness 400 μm and porosity 45% was applied to heat-transfer surface by 3D printing. effectiveness applicat...

We explore the impact of central government grants on local house prices in England using a panel data set of local authorities (LAs) from 2001 to 2008. Electoral targeting of grants to LAs by the incumbent national government provides an exogenous source of variation in grants that we exploit to identify their causal effect on house prices. Our results indicate substantial or even full capital...