Recent evidence shows that many Sub-Saharan African farmers use modern inputs, but there is limited information on how these inputs are financed. We use recent nationally representative data from four countries to explore input financing and the role of credit therein. A number of our results contradict "conventional wisdom" found in the literature. Our results consistently show that traditiona...

Credit is a strategic empowerment tool that has the potential to change the life of a person, family or community from a situation of abject poverty to a more dignified life. It can transform self-image, unlock potential and boost the productivity and well-being of the poor and vulnerable, especially farmers. This paper estimates the determinants of credit demand by farmers and supply by Rural ...

Does Off-Farm Labor Relax Farmers’ Credit Constraints? Evidence from Longitudinal Data for Vietnam We examine the relationship between participation in non-agricultural labor activities and farming production decisions, focusing on the use of inputs. In particular, we are interested in the hypothesis that income from non-agricultural labor relaxes credit constraints. Using longitudinal data for...

This paper has examined the major institutional changes in agricultural input markets and use of inputs across the farming community of the country in the previous decade. More specifically, it discusses the three aspects of inputs: (i) trend in major agricultural inputs use, (ii) their accessibility to small farmers, and (iii) institutional changes in the delivery of input and services. The st...

The study conducted in the state of West Bengal has identified the determinants and constraints to livelihood diversification among different livelihood groups. The study has shown that household-head experience (age), educational level, social status, training, asset position, access to credit, rural infrastructure, agroclimatic condition and the overall level of economic development of a regi...

This paper aims to construct an empirical model for the analysis of two principal simultaneous decisions of farm operators: participation in the off-farm labor market, and the amount of resources to invest in farm capital. We first develop a theoretical model analyzing the effects of exogenous shocks on farmers’ decisions. Then, we estimate jointly a multinomial probit model of farmers’ off-far...

ordered probit model was employed to investigate the factors affecting access to credit, allocated by iran agricultural bank to the needy in kohgilouieh and boirahmad province. based on the received credits, farmers were divided into five groups and the model estimated for these groups. the required data were collected by filling up of a number of 198 questionnaires by farmers in kohgilouieh an...

The farm financial crisis in the mid 1980s brought increased interest in credit evaluation models. Many agricultural lenders and financial advisors have adopted formal credit evaluation models to monitor and forecast financial performance. Various non-parametric and parametric methods have been utilized to estimate the models, such as: experience-based algorithms (Alcott, Splett et al.); mathem...