The search for efficiency in the cooperative credit sector has led cooperatives to adopt new technology and managerial knowhow. Among the tools that facilitate efficiency, data mining has stood out in recent years as a sophisticated methodology to search for knowledge that is “hidden” in organizations' databases. The process of granting credit is one of the central functions of a credit union; ...

The performance of women agribusiness cooperatives in Oyo State, Nigeria was assessed in this study. The study employed a multi-stage sampling technique to select 6 women cooperative groups (aggregating to 175 individuals); 36 individual women; and 4 institutions across 6 LGAs in two agricultural zones of the State. Findings show that majority (55.6%) of the respondents belong to processing org...

the performance of women agribusiness cooperatives in oyo state, nigeria was assessed in this study. the study employed a multi-stage sampling technique to select 6 women cooperative groups (aggregating to 175 individuals); 36 individual women; and 4 institutions across 6 lgas in two agricultural zones of the state. findings show that majority (55.6%) of the respondents belong to processing org...

Savings and Loan Cooperatives are ones of the non-bank institutions whose business activity is provision loan. In its activities, problems often arise, namely non-performing loans which causes no turnover funds leads to losses. One lack objective creditworthiness assessment. The purpose this study optimize process assessing feasibility loan applications at credit with assessment criteria: value...

a r t i c l e i n f o JEL classification: D42 F21 F22 O17 Keywords: Informal credit Formal credit Moneylender Foreign capital Emigration General equilibrium This paper makes an attempt to provide a theory of determination of interest rate in the informal credit market in a less developed economy in terms of a three-sector static deterministic general equilibrium model. There are two informal se...

The current world situation leads us to consider that sustainable development needs be a global priority ensure the future of planet and improve quality life. There is need for finance support this. Savings credit cooperatives could help achieve this impact as they serve microfinance microlending market. They facilitate financial inclusion most vulnerable people, whom live in rural areas are me...

Purpose This study explores the awareness (AWN) levels of good governance amongst Thai credit union cooperatives' (CUCs) members and factors hindering practice in CUCs. Design/methodology/approach used a survey questionnaire from 629 36 selected CUCs Thailand. analysed determinants AWN CUCs' using ordered probit model. The also employs OLS estimation to investigate practices. Findings shows tha...