This research was conducted to analyze whether there are differences in financial performance conventional banking BUKU IV before and after the COVID-19 pandemic based on capital ratio (Capital Adequency Ratio), earning asset quality (Net Performing Loan), profitability (Return Asset & Return Equity), efficiency (BOPO: operational costs / operating income), liquidity (Loan Deposit Ratio). B...

For banks and financial institutions, credit risk had been an essential factor that needed to be managed well. Credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. Credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions.  Credit risk...

The paper advocates asset-oriented risk analysis as a means to help defend user trust. The paper focuses on a net-bank scenario, and addresses the issue of analysing trust from the perspective of the bank. The proposed approach defines user trust as an asset and makes use of asset-oriented risk analysis to identify treats, vulnerabilities and unwanted incidents that may reduce user trust.

Fund administration is a relatively new service that some banks and back office offer Investment Company’s. This service was regarded as “boutique” in some countries as it was not a necessity hence not enforced by law to have independent calculation and verification of a fund price. However, this sector of business was and has been a major factor in the economic boom for many countries worldwid...

In this paper we investigate the presence of the following asset pricing anomalies viz. size, value, momentum, liquidity, accruals, profitability and net stock issues in India. Size effect is the strongest with a difference of 4.4 % per month between small and big stock returns. A positive relationship is reported between accruals, stock issues and returns and a negative relation between profit...

Abstract Infrastructure investment is increasingly important for institutional investors. This paper focuses on pension fund allocations to infrastructure, using the CEM Benchmarking database. We document that larger funds, public and funds with a higher allocation other alternative assets are more likely invest in infrastructure. Pension across globe face infrastructure costs comparable, but w...

Figure 1 documents a strong negative relation in the United States between wealth (household net worth, from the Federal Reserve Flow of Funds, as a fraction of GDP) and aggregate volatility, measured as standard deviation of real GDP growth rate. Periods when net worth is high, reflecting high prices for housing and/or stocks, tend to be periods of low volatility in aggregate output, employmen...

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh manajemen risiko yang diproksikan dengan Net Performing Loan atau NPL dan to Deposit Rasio LDR terhadap kinerja keuangan perbankan Return On Assets ROA. Dalam penelitian menjadi populasi adalah bank swasta terdaftar di Bursa Efek Indonesia BEI sebanyak 7 dari tahun 2017 sampai 2019. Hasil menunjukan bahwa loan secara bersama - sama ti...