2. These records principally refer to cropmarks and finds. The only upstanding remains are a henge monument at Gunthorpe 1 and some of the 6 earthworks included amongst the 24 and 14 sites which are respectively categorised as round mounds and round barrows. Evidence about landscape comes primarily from palaeoenvironmental data within deposits in river channels and alluvium which ranges from po...

The general view underlying bank regulation is that disclosures provide market discipline and reduce banks’ risk-taking incentives. We show can increase leverage risk. reason stems from the interaction between insured uninsured debt. Bank agency problem debt equity, thereby lowering cost of for banks. By issuing short-term repaid ahead deposits when economic conditions deteriorate, banks dilute...

We investigate whether the textual sentiment affects European depositors' behavior in withdrawing their deposits. construct two sentiments able to capture perceived uncertainty. Our findings suggest that a high frequency of uncertainty and weak modal words Central Bank (ECB) president's monthly speeches leads both households non-financial corporations withdraw bank also find corporations' depos...

The existence of short-term monetary equilibrium in a frictionless economy with suboptimal agents is proved for any (reasonable) given interest rate. Separability ideas (as defined in Decision Theory) are applied. Two financial markets are in operation: for bank contracts (deposits and credits) and for shares.

This paper examines the nature of competition in the Spanish banking industry during the years before and after Spain joined the European Monetary Union (EMU). The paper models competition in a product-differentiated market where banks choose from a list of price (interest rates of loans and deposits) and non-price variables (branches, advertising, IT capital). The empirically estimated demand ...

Three different methods to analyse fine sediment deposits on a gravel bar using pictures are presented in this paper. A manual digitization and deposits zone delineation are performed as well as two different automated procedures. The three methods are applied on aerial pictures taken in 2006 by a drone from a height around 150 m above the study site. Two other sets of pictures taken in 2010 ar...

In terms of technology, this probably started to some degree with the wiring of funds from bank to bank, but has now progressed significantly with ATMs, on line banking, and the Internet. The technology is readily available in this day and age to everyone, and everyone has been and is increasingly using it to pursue the business of your customers in a variety of ways. This is not just a matter ...

[1] We use polarimetric radar observations to study the distribution, depth, and embedded rock abundance of nearside lunar pyroclastic deposits. Radar images were obtained for Mare Vaporum and the southern half of Mare Serenitatis; the imaged areas contain the large Rima Bode, Mare Vaporum, Sulpicius Gallus, and Taurus-Littrow pyroclastic deposits. Potential pyroclastic deposits at Rima Hyginus...

Traditionally, the literature on financial intermediation and credit channels, especially credit crunches, emphasized the relation between banks and entrepreneurs requiring credit, neglecting the funding of banks. With this paper, we want to be much more precise in this respect and study the impact of funding on credit. Indeed, regulation that has become world wide with the Basle Accord puts li...