The Association of State Rate Review Authority with Health Insurance Premiums.
نویسنده
چکیده
Key findings. (1) Adjusted premiums in the individual market in states with prior approval authority combined with loss ratio requirements were lower in 2010-2013 than premiums in states with no rate review authority or file-and-use regulations only. (2) Adjusted premiums declined modestly in prior approval states while premiums increased in states with no rate review authority or with file-and-use regulations only. (3) The findings suggest that states with prior approval authority and loss ratio requirements constrained increases in health insurance premiums.
منابع مشابه
Physician medical malpractice
Malpractice insurance premiums for physicians have increased at an average rate of over 30 percent per year. This rate is significantly higher than health care cost inflation and the increase in physician costs. Trends indicate that malpractice related costs, both liability insurance and defensive medicine costs, will continue to increase for the near future. Pressures to limit physician costs ...
متن کاملIndividual and small-group market health insurance rate review and disclosure: state and federal roles after PPACA.
Oversight of private insurance, including health insurance, is primarily a state responsibility. Each state establishes its own laws and regulations regarding insurer activities, including premium increases for the insurance products within its purview. The authority that state regulators have to review and deny requests for premium changes varies from state to state, as do the amount of resour...
متن کاملReview of Article 89 of the Social Security Law from the perspective of the right to health
Abstract The amount and quality of use of medical services is the same for all levels of Social Security fund retirees. While some pay less for the same medical services and others a much higher cost. And this is while retirees are mainly dissatisfied with the two categories of livelihood and treatment, especially during the outbreak of emerging and widespread diseases such as coronavirus (COV...
متن کاملMedicaid and CHIP Premiums and Access to Care: A Systematic Review.
BACKGROUND Premiums are required in Medicaid and the Children's Health Insurance Program in many states. Effects of premiums are raised in policy debates. OBJECTIVE Our objective was to review effects of premiums on children's coverage and access. DATA SOURCES PubMed was used to search academic literature from 1995 to 2014. STUDY SELECTION Two reviewers initially screened studies by using...
متن کاملThe Impact of Market Size and Composition on Health Insurance Premiums: Evidence from the First Year of the Affordable Care Act.
Approximately eight million US residents currently obtain private health insurance coverage through one of the marketplaces created by the Affordable Care Act (ACA). Recent research has documented considerable variation across geographic areas in the number of insurers participating in each market, the number of plans offered, and in the distribution of health insurance premiums. This variation...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید
ثبت ناماگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید
ورودعنوان ژورنال:
- Findings brief : health care financing & organization
دوره 42 7 شماره
صفحات -
تاریخ انتشار 2015