Building a Credit Rating System for Credit Card Issued Banks Using Data Mining Techniques and Cloud Computing
نویسنده
چکیده
Data mining and cloud computing are two major trends in the recent information technology development. Data mining is a process to get actionable information and cloud computing provides software services via the Internet. One of the techniques which has been widely used in data mining for classification tasks is the nearest neighbor algorithm or NN algorithm. The NN algorithm is a method to classify objects based on the shortest distance among objects in the data base. In this paper, we use the NN algorithm to rank customers’ credit for credit card issued banks. Besides that, we use cloud computing as a platform to provide a simple, convenient and low-cost way for bank users in credit rating.
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