Credit Union Failures and Insurance Fund Losses:1971–2004

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چکیده

This Economic Letter presents newly produced data on losses in the federal insurance program for credit union shares and on the rates at which federally insured credit unions (FICUs) failed. (Shares in credit unions are analogous to deposits in banks.) We compare these data to data for institutions insured by the Bank Insurance Fund (BIF) of the Federal Deposit Insurance Corporation (FDIC).We also briefly review the macroeconomic and microeconomic factors that likely contributed to credit union failures and the losses they entailed.

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تاریخ انتشار 2005