Limited Stock Market Participation and Asset Prices in a Dynamic Economy

نویسنده

  • Hui Guo
چکیده

This paper presents a consumptiun-ba,setl model that explains Ihe equity premitim puzzle through two channels, Hirst, because of borrowing constraints, the sharehokler cannt)t completely diversify his income risk ami requires a sizable risk premium on .stocks. Second, because of limited stock market participation, the precautionary saving demand lowers the risk-free rate but not stock reiurn and generates a sub,stantial liquidity premium. This model also replicates many other salient features of the data. ineluJing the first two moments of the risk-free rate, excess stock volatility, stock return predictahility. and the unstable relation between stock vtilatilitv and the dividend vield.

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تاریخ انتشار 2005