Mobile Electronic Commerce: Research Investigations into Loading and Payment Functionality in Wireless Wallets

نویسندگان

  • Ralf Keller
  • Guido Zavagli
  • Jens Hartmann
  • Fiona Williams
چکیده

Mobile users will increasingly demand access to Electronic Commerce services. Therefore existing technologies have to be investigated if they can be used unchanged in mobile Electronic Commerce or whether they have to be adapted to the mobile environment. This article presents an overview on the state of the art of Smart Cards for mobile Electronic Commerce. The GeldKarte system and the Home Banking Computer Interface are new concepts that will play an important role in Electronic Commerce. Both concepts were developed with stationary devices in mind and we motivate the need to have both services implemented on mobile devices. We outline how the GeldKarte system can be directly integrated into a Wireless Wallet. Based upon this we discuss several alternatives to the straightforward approach and describe in detail how both the Home Banking Computer Interface and the GeldKarte system could be combined on mobile devices to offer advanced mobile Electronic Commerce services.

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

The Presentation of an Ideal Safe SMS based model in mobile Electronic commerce using Encryption hybrid algorithms AES and ECC

Mobile commerce is whatever electronic transfer or transaction via a mobile modem through a mobile net in which the true value or advance payment is done for goods, services or information. A mobile payment system should be beneficial for all related persons. For a payment system to be a Successful system, End-user, seller, exporter and operators should see a additional value in it. End-user ...

متن کامل

Mobile CoMMerCe

T he worldwide proliferation of the Internet has led to the emergence of an extensive range of services—one of the most popular being electronic commerce (e-commerce).1 Recent technological advances in the design of portable devices, along with increasing high-speed Internet access and mobile networking technologies, have enabled users to employ such devices anywhere, anytime to perform e-comme...

متن کامل

M-Payment Solutions and M-Commerce Fraud Management

Mobile security and payment are central to m-commerce. The shift from physical to virtual payments has brought enormous benefits to consumers and merchants. For consumers it means ease of use. For mobile operators, mobile payment presents a unique opportunity to consolidate their central role in the m-commerce value chain. Financial organizations view mobile payment and mobile banking as a way ...

متن کامل

Combining World Wide Web and Wireless Security

In current electronic commerce systems, customers have an on-line interaction with merchants via a browser on their personal computer. Also payment is done electronically via the Internet, mostly with a credit card. In parallel to this, e-services via wireless-only systems are emerging. This paper identifies security and functionality weaknesses in both of these current approaches. The paper di...

متن کامل

Design Limitations Characteristicsand Analysis of Secure Mobile Transaction and Protocols

Today, new technologies that allow cellular (mobile) phones and other handheld devices to access the Internet have made wireless business transactions possible. This phenomenon is known as mobile commerce or M-Commerce. What must be done to secure financial transactions via mobile commerce? Due to the advent of the Internet, electronic business transactions have exploded around the globe. Gener...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

عنوان ژورنال:

دوره   شماره 

صفحات  -

تاریخ انتشار 2007