OSIPP Discussion Paper : DP-2009-E-002
نویسنده
چکیده
【Keywords】Micro Credit (MC), social ties, information asymmetry, creditworthiness, Guatemala, 【JEL code】C25, D14, Q14 【Abstract】Who borrows Micro Credit (MC) is the information needed to improve not only MC programs but also policies of poverty alleviation. This paper analyzes the MC use determinants taking social ties into account using data in Guatemalan Living Standard Measurement Study. It shows that the determinants are relatively different between the poor and the non-poor. It also shows that social ties could raise the possibility of MC utilization especially among the poor, which would verify the function of social ties as collateral of creditworthiness. Those excluded from MC may not be the poorest but the socially weakest.
منابع مشابه
OSIPP Discussion Paper: DP-2005-E-002 Incentives in Academics: Collaboration under Weak Complementarities
【キーワード】Collaboration; Complementarities; Incentives; Contracts; Peer sanction. 【要約】This paper considers a contracting relationship with multiple agents in a repeated setting under voluntary team formation. In each period, an opportunity to collaborate arrives stochastically but whether this opportunity has arrived is the agents' private information. The principal thus cannot simply tell them wh...
متن کاملTwo sequence dimorphisms of DPB1 define the immunodominant serologic epitopes of HLA-DP.
We describe two sets of epitopes present in HLA-DP molecules; they were identified with alloantibodies from clinical serum samples. Specificity was determined using fluorescent beads coated with single antigens and detected in a Luminex platform. Of the patients with anti-HLA class II antibodies, 18% had anti-DP antibodies; among these, 24 of 32 patients (75%) had antibodies against the dimorph...
متن کاملMore Nonparametric Bayesian Models for Biostatistics
In this companion chapter to Dunson (2009) we discuss and extend some of the models and inference approaches introduced there. We elaborate on the discussion of random partition priors implied by the Dirichlet process (DP). We review some additional variations of dependent DP (DDP) models and we review in more detail the PT prior used briefly in Dunson (2009). Finally, we review variation of DP...
متن کاملPreliminary Evidence on Internal Migration, Remittances, and Teen Schooling in India
The International Food Policy Research Institute (IFPRI) was established in 1975. IFPRI is one of 15 agricultural research centers that receive principal funding from governments, private foundations, and international and regional organizations, most of which are members of the Consultative Group on International Agricultural Research (CGIAR). Notices 1 Effective January 2007, the Discussion P...
متن کاملImpact of Water User Associations on Agricultural Productivity in Chile
The International Food Policy Research Institute (IFPRI) was established in 1975. IFPRI is one of 15 agricultural research centers that receive principal funding from governments, private foundations, and international and regional organizations, most of which are members of the Consultative Group on International Agricultural Research (CGIAR). IFPRI's research, capacity strengthening, and comm...
متن کامل