Technological progress: an important variable in the portuguese banking system structure reform?

نویسندگان

  • Fernando Alberto Freitas Ferreira
  • Pedro Manuel Mendonça Silva Cravo
چکیده

Some ideas have been written and deeply discussed about the importance of technology in the specific context of the financial services. According to some authors, technology can be responsible for the promotion of important reforms in the banking structure. Due to the great impact that Information and Communication Technologies have been having on the modernization of the Portuguese banking system, we can assume that competitive advantage will largely depend on the technological innovation. On this basis, the major point of concern in the present study is connected with a review of the literature in order to analyse the role of the technological progress in the Portuguese banking system structure reform.

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Identification of Cyclical Banks in Iranian Banking System (Focus on Leverage Ratio)

T he cyclical banks have different behavior than other banks. The structure of the balance sheet in cyclical banks is different from anti-cyclical banks. The cyclical banks have a relationship between leverage growth and asset growth while the other banks have no relationship between asset growth and leverage growth in the banking system. This relationship depends on the structure of...

متن کامل

Investigating the effect of banking system size on the interaction of banking system performance and economic growth in Iran using the method Smooth transition regression

Introduction: The growth of banks may pose problems to banks in terms of balance sheet. therefore, bank size could be one of the most effective banking variables affecting the performance of the branches of the banking system. the variables of bank size and their mutual relations with banking system effectiveness have always been considered in the majority of theoretical studies related to the ...

متن کامل

The study of the situation of administrative system evolution with emphasizing on its root factors on hospitals affiliated to Mazandaran Medicine Science University

Background and purpose: the administrative system of each country is important because of its direct relationship with different groups of people. The purpose of this paper is studying the status of the administrative system evolution in Mazandaran university of medical science with emphasizing on root factors. Materials and methods: In this research, three aspects, organizational structure, jo...

متن کامل

Forecasting the Growth of ATM and POS in the Portuguese Banking System

There are several factors that have been influencing and creating deep changes in the Portuguese banking sector. Among these, we can highlight technological innovation, the increasing consumer’s technological knowledge, the segmentation of the sector and the liberalization of the distribution systems. This way, it seems logical to accept that the continuous sophistication of the intra and inter...

متن کامل

Challenges of implementing partnership contracts in the Iranian banking system and strategies for reform them

Despite the emphasis on the importance of partnership contracts in the economic literature, especially Islamic economics, the share of these contracts in the total facilities of the Iranian banking system has decreased in recent years. This indicates the existence of fundamental problems in the implementation of these contracts. Problems that have caused the central bank of Iran to recommend th...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

عنوان ژورنال:

دوره   شماره 

صفحات  -

تاریخ انتشار 2004