THE AUSTRALIAN NATIONAL UNIVERSITY WORKING PAPERS IN ECONOMICS AND ECONOMETRICS Is the Lending Channel of Monetary Policy Important in Australia?

نویسنده

  • Tomoya Suzuki
چکیده

A long standing macroeconomic issue is how monetary policy a ects the real economy The lending view is that tight money a ects aggregate demand by shifting the supply schedule left in the bank loan market Previous studies have found that loans contract following tight money It is not clear whether the nancial contraction re ects a shift of the supply schedule or the demand schedule in the loan market however This paper identi es the shifts of the demand and supply schedules in the Australian loan market By employing a variety of approaches this paper shows that the lending view is not supported Finally the paper examines features of Australian bank behaviour which make the lending view less plausible

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THE AUSTRALIAN NATIONAL UNIVERSITY WORKING PAPERS IN ECONOMICS AND ECONOMETRICS Is the Lending Channel of Monetary Policy Dominant in Australia? (Revised)

Abstract A long-standing macroeconomic issue is how monetary policy affects the real economy. The lending view is that tight money affects aggregate demand by shifting the supply schedule left in the bank loan market. Previous studies have found that loans contract following tight money. It is not clear whether the financial contraction reflects a shift of the supply schedule or the demand sche...

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Acknowledgement: This paper is based on one of the chapters in my PhD thesis at the Australian National University. I would like to thank Dr Graeme Wells and Dr Paul Lau for their comments and suggestions. Also appreciated are the comments from the participants of the seminar at the Australian National University. Any remaining errors are the sole responsibility of the author.

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تاریخ انتشار 2001