How Health Plan Enrollees Value Prices Relative to Supplemental Benefits and Service Quality
نویسندگان
چکیده
This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan prices for almost all German health plans. Mixed logit models incorporate a total of 1,700 health plan choices with more than 50 choice sets for each individual. The findings suggest that, compared to prices, health plan service quality and supplemental benefits play a minor role in making a health plan choice.
منابع مشابه
The Role of Prices Relative to Supplemental Benefits and Service Quality in Health Plan Choice
This paper links representative enrollee panel data to health plan data on (i) prices, (ii) service quality, and (iii) non-essential benefits for the German statutory multi-payer market and the years 2007 to 2010. We first show that, although heavy federal regulation ensures a simple choice architecture, the majority of health plans are dominated—even when considering four non-price attributes....
متن کاملHow Health Plan Enrollees Value
This paper empirically assesses the relative role of health plan prices, service quality and optional benefi ts in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary benefi t provision on top of federally mandated benefi ts, and (iii) health plan prices for almost all Ger...
متن کاملThe impact of health transformation plan on health services fees: brief report
Background: Tariff setting in healthcare is an important control knob affecting the quality, access and cost of services. As part of Iran Health Transformation Plan (HTP) in 2014, the relative value of health care and services was increased to motivate healthcare providers to deliver high quality services. This study aimed to examine the impact of HTP on health services tariffs. Methods: This ...
متن کاملMedicare Health Maintenance Organization Benefits Packages and Plan Performance Measures
This article reports the results of an analysis of the relationship between supplemental benefits offered by Medicare+Choice (M+C) plans and their plan performance ratings. We examined two measures of plan performance: (1) plan ratings as reported in the Medicare Managed Care (MMC) Consumer Assessment of Health Care Study (CAHPS), and (2) disenrollment rates. The results of our analysis indicat...
متن کاملChoice matters: enrollees' views of their health plans.
Enrollees' views of their health plans and physicians are important measures of the performance of the health care system. The Commonwealth Fund's 1994 survey of 3,000 adults in fee-for-service and managed care organizations documents enrollees' experiences with choosing a plan and satisfaction with that plan. Fee-for-service enrollees were more satisfied with their plan's access to and quality...
متن کامل