Securing On-line Payment using Dynamic Signature Verification
نویسندگان
چکیده
Since the “explosion” of the number of on-line transactions, many IT researchers have concentrated their efforts to offer solutions to the security demanded by operations involving financial data. This paper proposes a novel system which employs biometry to secure electronic transactions by using the dynamic signature as the single individual characteristic to be verified before the processing is made. By attaching the signature to a payment instrument, a new security layer will be implemented being able to reject a percentage of identity theft attempts close to 100%. All verification requests will be processed at a dedicated processing node, signalling the response through secured customized interfaces.
منابع مشابه
An ECC-Based Mutual Authentication Scheme with One Time Signature (OTS) in Advanced Metering Infrastructure
Advanced metering infrastructure (AMI) is a key part of the smart grid; thus, one of the most important concerns is to offer a secure mutual authentication. This study focuses on communication between a smart meter and a server on the utility side. Hence, a mutual authentication mechanism in AMI is presented based on the elliptic curve cryptography (ECC) and one time signature (OTS) consists o...
متن کاملUse of the Shearlet Transform and Transfer Learning in Offline Handwritten Signature Verification and Recognition
Despite the growing growth of technology, handwritten signature has been selected as the first option between biometrics by users. In this paper, a new methodology for offline handwritten signature verification and recognition based on the Shearlet transform and transfer learning is proposed. Since, a large percentage of handwritten signatures are composed of curves and the performance of a sig...
متن کاملStatistical Features Based Off Line Signature Verification System using Image Processing Techniques
Handwritten signature recognition can be divided into online (or dynamic) and off-line (or static) recognition. Online recognition refers to a process that the signer uses a special pen called a stylus to create his or her signature, producing the pen locations, speeds and pressures, while off-line recognition just deals with signature images acquired by a scanner or a digital camera. In genera...
متن کاملA Preliminary Study on Various Off-line Hand Written Signature Verification Approaches
Biometrics can be classified into two broad categories— behavioral (signature verification, keystroke dynamics, etc.) and physiological (iris characteristics, fingerprint, etc.). Handwritten signature is amongst the first few biometrics to be used even before the advent of computers. Signature verification is widely studied and discussed using two approaches [5]. On-line approach uses an electr...
متن کاملOn-line Signature Biometrics using Support Vector Machine
Handwritten signature has long been established as the most diffuse mean for personal verification in our daily life. It is commonly, in general, in all kind of legal documents and transactions. Therefore, within all biometric modalities, signature is probably the widest accepted. On the other hand, signature is a behavioural characteristic of individuals, and therefore is considered being weak...
متن کامل