Analysis of Mobile Payment Influencing Factors
نویسنده
چکیده
With the exponential proliferation of mobile devices in the consumer market, wireless e-business is emerging as a key area to revolutionise industries. In the past few years, industry has witnessed an increase in the adoption of mobile payment and billing methods that leverage on wireless technologies. Yet, the success of mobile payments in businesses much depends on many factors such as, type of wireless technologies used, security options available, the players involved and their influencing m-business models. This paper examines mobile payments in both technical as well as business perspectives. It identifies and analyses the influencing factors from multi-dimensions that would be useful for adopting mobile payments.
منابع مشابه
Examining mobile payment user adoption from the perspective of trust transfer
This paper explored the critical factors influencing users’ intention to adopt mobile payment from a trust perspective. The results are based on a survey sample of 193 participants. SmartPLS2.0 is employed in the data analysis. The findings indicate that perceived ease of use, perceived usefulness, structure assurance and ubiquity have significant effect on users’ trust, which further affect us...
متن کاملThe Role of Technological and Social Factors on the Adoption of Mobile Payment Technologies
Consumer use of mobile payment technologies will have a great impact on the future of mobile commerce industries. This study identifies important factors influencing individual adoption of mobile payment technology. In finding the factors, this study extends previous studies’ intention-based perspective by determining technology anxiety’s moderating role in the intention-adoption relationships ...
متن کاملFactors influencing the intention to adopt NFC mobile payments - A South African perspective
Near-field communication (NFC) is an emerging technology that is receiving global attention. NFC mobile payments are being deployed by many hardware vendors, technology companies and financial institutions. Their aim is to facilitate the use of mobile phones as a contactless payment device. A problem is the uncertainty around consumer adoption of this emerging technology. In this study we exami...
متن کاملA Generation Comparison of Mobile Payment Acceptance Factors: an Empirical Investigation
Many unsuccessful initiatives for establishing technological solutions of mobile payment (m-payment) services in stationary trade have been detected in the past few years. Therefore, following research deals with possible explanations for insufficient diffusion. A lack of research was analyzed by investigating the moderating effect of being a Digital Native (DN) or Digital Immigrant (DI) regard...
متن کاملThe Presentation of an Ideal Safe SMS based model in mobile Electronic commerce using Encryption hybrid algorithms AES and ECC
Mobile commerce is whatever electronic transfer or transaction via a mobile modem through a mobile net in which the true value or advance payment is done for goods, services or information. A mobile payment system should be beneficial for all related persons. For a payment system to be a Successful system, End-user, seller, exporter and operators should see a additional value in it. End-user ...
متن کامل