Study on College Student Credit Evaluation and Prediction Based on RF Algorithm
نویسندگان
چکیده
In the increasingly serious environment of employment of college students, the college student credit evaluation model taking into account of the “basic personal situation”, “on-campus situation” and “economic situation” is employed in this paper for the purpose of improving the quality of college student credit education more efficiently, and in addition, a college student credit prediction mechanism based on the improved RF algorithm is put forward, seen from the test result, the accuracy of college student credit prediction of the algorithm is relatively high, and capable to make student credit education more targeted.
منابع مشابه
Personal Credit Score Prediction using Data Mining Algorithms (Case Study: Bank Customers)
Knowledge and information extraction from data is an age-old concept in scientific studies. In industrial decision-making processes, the application of this concept gives rise to data-mining opportunities. Personal credit scoring is an ever-vital tool for banking systems in order to manage and minimize the inherent risks of the financial sector, thus, the design and improvement of credit scorin...
متن کاملتنظیم و کاربرد الگوریتم جنگل تصادفی در ارزیابی ژنومی
One of the most important issues in genomic selection is using a decent method for estimating marker effects and genomic evaluation. Recently, machine learning algorithms which are members of non-parametric and non-linear methods have been extended to genomic evaluation. One of these methods is Random Forest (RF) on which this research was focused. Important parameters in RF algorithm are the n...
متن کاملCredit Scores and College Investment
The private market of student loans has become an important source of college financing in the U.S. Unlike government student loans, eligibility conditions on student loans from the private market are based on the credit history of the student and the parents, who often serve as cosigners. In addition, interest rates on private loans vary significantly with credit scores (from 7.4 to 15.4 perce...
متن کاملPredicting stock prices on the Tehran Stock Exchange by a new hybridization of Fuzzy Inference System and Fuzzy Imperialist Competitive Algorithm
Investing on the stock exchange, as one of the financial resources, has always been a favorite among many investors. Today, one of the areas, where the prediction is its particular importance issue, is financial area, especially stock exchanges. The main objective of the markets is the future trend prices prediction in order to adopt a suitable strategy for buying or selling. In general, an inv...
متن کاملEvaluation and Prediction of the Impact of Parasite Waves and Cell Phone Use by Pregnant Mothers on the Volume of Amniotic Fluid based on Data Mining Algorithms
Introduction: Nowadays, the effects of radiation and constant use of cell phones have led to some problems. These radiations cause disorders in different systems of human body and even in a growing fetus. The aim of this study was to find the effect of using cell phone and internet by pregnant women on the amount of amniotic fluid. Method: First, a questionnaire was designed and evaluated by o...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید
ثبت ناماگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید
ورودعنوان ژورنال:
- JDIM
دوره 12 شماره
صفحات -
تاریخ انتشار 2014