Psychosocial determinants of financial planning for retirement among immigrants in Europe

نویسندگان

  • Gabriela Topa
  • Juan A. Moriano
  • Ana Moreno
چکیده

The aim of this paper is twofold. First, to extend Hodges’ model of relationships between financial planning for retirement with psychosocial variables to predict both objective and subjective measures of financial planning. Second, to apply that model to a representative sample of immigrants in Europe provided by the first wave of SHARE study. Data from 1272 immigrants in Europe were obtained through structured interviews and questionnaires. The Structural Equation Modeling (SEM) analyses reveal that the total expected amount of pension was predicted by poor health, migration seniority, and job demands, among other variables. Total years of pension contribution were predicted by salary, job tenure, and migration seniority. These results validate and expand the previous research on bridge employment activities and partial retirement. 2012 Elsevier B.V. All rights reserved.

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تاریخ انتشار 2015