Individual laboratory-measured discount rates predict eld behavior

نویسندگان

  • Christopher F. Chabris
  • David Laibson
  • Carrie L. Morris
  • Jonathon P. Schuldt
  • Dmitry Taubinsky
  • Ananya Chakravarti
  • Lee Chung
  • Alison H. Delargy
  • Margaret E. Gerbasi
  • J. Richard Hackman
  • Jill M. Hooley
  • Steven E. Hyman
  • Thomas Jerde
چکیده

We estimate discount rates of 555 subjects using a laboratory task and …nd that these individual discount rates predict inter-individual variation in …eld behaviors (e.g., exercise, BMI, smoking). The correlation between the discount rate and each …eld behavior is small: none exceeds 0.28 and many are near 0. However, the discount rate has at least as much predictive power as any variable in our dataset (e.g., sex, age, education). The correlation between the discount rate and …eld behavior rises when …eld behaviors are aggregated: these correlations range from 0.09-0.38. We present a model that explains why speci…c intertemporal choice behaviors are only weakly correlated with discount rates, even though discount rates robustly predict aggregates of intertemporal decisions.

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تاریخ انتشار 2008