Why banks insure structured commodity trade finance risk: evidence from a worldwide survey
نویسندگان
چکیده
Abstract We identify major drivers of the demand for credit insurance, using a worldwide survey among banking executives in structured commodity trade finance business. Our results show that bank’s propensity to purchase insurance increases its experience and expertise with product, impact coverage on balance sheet, risk underlying transaction, as well intensity broker relationships. Other factors, such size portfolio, competitiveness price, risks arising from price volatility, seem be lesser relevance.
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ژورنال
عنوان ژورنال: Geneva Papers on Risk and Insurance-issues and Practice
سال: 2023
ISSN: ['1018-5895', '1468-0440']
DOI: https://doi.org/10.1057/s41288-023-00296-8