منابع مشابه
Lessons in financial health and debt management for young physicians: loan consolidation programs, loan deferments, and tax savings.
Weinberg • Special communication M educational debt can be a daunting task for a young physician in the United States. Tuition continues to rise at public and private schools across the country. Higher tuition typically necessitates increased borrowing. In the 2002 Medical School Graduation Questionnaire: All School[s] Report, the Association of American Medical Colleges reports that the mean d...
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The savings and loan debacle of the 1980s was a costly but important learning event for depository regulation in the United States. The origins of the debacle lay in restrictive government regulation that eventually led to financial difficulties for savings and loan institutions in the late 1970s and early 1980s. The Congress and at least three presidential administrations delayed for far too l...
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Humans exhibit savings in skills. A skill is rarely forgotten completely, even if it remains unused for long periods. Also, the reacquisition of a skill to its previous level of competence is faster than initial skill learning. Traditional artificial neural network models of skill learning have been unable to exhibit savings comparable to that seen in humans because they suffer from catastrophi...
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We study a controlled corporate experiment in which loan officers were compensated to engage in loan prospecting in addition to the traditional loan screening. Loan prospecting led to larger loan sizes (+15%) and higher origination rates (+31%) while keeping the traditional credit quality threshold and interest rate intact. Loan officers attempt to influence the decision making process: loan of...
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Savings and Prize-Linked Savings Accounts Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially fragile households also have the highest lottery expenditures as a proportion of income. This combination suggests that Prize-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase saving...
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ژورنال
عنوان ژورنال: The Journal of Land & Public Utility Economics
سال: 1939
ISSN: 1548-9000
DOI: 10.2307/3158138