“Reading in Education and Culture”: International Research Conference

4th International Research Conference

4th International Research Conference

Annuities provide insurance against outliving one’s wealth. Previous studies have indicated that, for many households, the value of the longevity insurance should outweigh the actuarial unfairness of prices in the voluntary annuity market. Nonetheless, voluntary annuitization rates are extremely low. The proportion of the financial assets of elderly households that is compulsorily annuitized is...

4th International Research Conference

This paper develops dynamic structural models --an option value model and a dynamic programming model-of the Social Security Disability Insurance (SSDI) application decision. We estimate the time to application from the point at which a health condition first begins to affect the kind or amount of work that a currently employed person can do. We use the Health and Retirement Study (HRS) augment...

Proceedings of the 6th International Conference on Science and Social Research (CSSR)(Malaysia)

Research Conference on Safety Culture

"Culture The Silent Meaning of Things" The Consequence of Culture in Everyday Working Life