Performance analysis of sharia commercial banks in Indonesia before the covid pandemic period (2015-2019)

Overcoming the impact of Covid pandemic on Islamic banking in Indonesia, management must take strategic steps based predictions and previous performance identification. Identify performance, information factors that affect Indonesia is needed. Several aspects are considered to consider capital, liquidity aspects, credit risk, efficiency. This research examines influence capital (Capital Adequacy Ratio Third Party Funds), (Finance Debt ), risk (Non-Performing Financing).) operational efficiency (BOPO) 5 (five) years before occurred (2015-2019). The results showed these five had a simultaneous effect with termination coefficient 94.4%. Of variables, CAR, FDR, NPF, BOPO significantly while TPF has no significant (Return Assets).