Nonperforming loans in the GCC banking sectors: Does the Islamic finance matter?

Analysis of the Capital Adequacy Ratio and Nonperforming Loans Relationship in the Banking Network of Iran

The evidence of the recent years in the banking network of Iran indicates the increasing trend of nonperforming loans each year; thus, the main objective of the current study is to examine the impact of bank specific factors, esp. capital adequacy ratio on the NPLs. Six years dynamic panel data (2007-2012) of 19 banks are applied to scrutinize the relationship between capital adequacy ratio as ...

Islamic Shari'a Concepts governing Islamic Banking finance

Introduction It is submitted that accepting Islamic Banking within the western regulatory framework has encountered many impediments. A conventional bank is an institution that holds a banking license issued by banks' regulatory authorities which authorizes the chartered institution to conduct fundamental banking services such as receiving deposits, making loans, providing and saving account se...

Effects of Nonperforming Loans on Endogenous Banking Money Creation and Banking Sector Fragility in Iran

In recent years, a gap between banks’ deposits and loans has been emerging and rather continuously growing. Also, loans to liabilities ratio and liquidity multiplier have been decreased and increased, respectively. Furthermore, a kind of stickiness has been observed in interbank interest rate. The objective of this paper is to explain the mentioned behaviors by investigating the effects of nonp...

Online Banking in the GCC

International Journal of Excellence in Islamic Banking and Finance Islamic Banking Service Quality and Withdrawal Risk: The Indonesian Experience