Medical Student Debt Reform: a Proposed Value-Based Loan Repayment Policy

Global Debt Patterns: An International Comparison of Student Loan Burdens and Repayment Conditions

(EPI) is a non-partisan, non-governmental organization dedicated to policy-based research on educational opportunity for all students. With offices in Virginia Beach, VA, Toronto, ON, and Melbourne, Australia, EPI is a collective association of researchers and policy analysts from around the world dedicated to the mission of enhancing our knowledge of critical barriers facing students and famil...

Student Loan Debt and Economic Outcomes

This policy brief advances the growing literature on how student loan debt affects individuals’ other economic decisions. Specifically, it examines the impact of student loan liabilities on individuals’ homeownership status and wealth accumulation. The analysis employs a rich set of financial and demographic control variables that are not available in many of the existing studies that use credi...

The Economics of Student Loan Borrowing and Repayment a Simple Theory of Student Borrowing and Repayment What Makes Student Loans Dif- Ferent?

www.philadelphiafed.org R eports in the popular press and policymakers’ concerns about student loans have greatly intensified in recent years because of rising student loan balances and defaults. Even greater cause for concern arose as student loans outstanding passed credit card debt to become the single largest nonmortgage household debt in 2012. Worries about the risk of massive default have...

Is Student Loan Debt Discouraging Home Buying Among Young Adults ?

Measuring Aversion to Debt: An Experiment Among Student Loan Candidates∗

This paper reports the results of an experiment designed to test for the presence of debt aversion. The population who participated in the experiment were recent financial aid candidates and the experiment focused on student loans. The goal is to shed new light on different aspects of the perceptions with respect to debt. These perceptions can prevent agents from choosing an optimal portfolio o...