منابع مشابه
SMEs and Bank Lending Relationships:
This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending relationships and on their ability to continue tapping bank credit. The Belgian financial environment reflects a number of interesting features: high banking ...
متن کاملDebt Maturity and Relationship Lending: An Analysis of European SMEs
This paper examines the association between bank debt maturity and relationship lending using a unique survey sample of 3,366 SMEs from 19 European countries. The knowledge of how the institutional environment shapes relationship lending helps us to understand how current institutional changes, such as Basel II, might affect the SME-bank relationship and hence, SME access to financing. Our resu...
متن کاملThe Barriers and Benefits of the Electronic Marketplace Environment for SMEs
Although there are many initiatives to encourage SMEs online, not all have been successful. It may therefore seem premature to discuss electronic marketplaces in the context of SMEs. However, if SMEs ignore e-marketplaces a number of problems can result. E-marketplaces present a significant threat to SMEs since they increase competition and leave nonparticipants vulnerable to more e-enabled fir...
متن کاملPerformances of B2B e-Marketplace for SMEs: The Research Methods and Survey Results
The concept of B2B (Business-To-Business) eMarketplace provides a new dimension in facilitating the marketers to work more effectively in particular when making critical marketing decision. Benefiting from the Internet technologies, the range of advantages that can be gained from the B2B e-Marketplace is extensive. This paper is intended to provide a clear understanding of the wide range of res...
متن کاملCollateral and relationship lending in loan pricing: Evidence from UK SMEs
This study investigates how the use of collateral affects incentives for borrowers and lenders and the resulting loan pricing relationship. With data from the UK Survey of Small and Medium-Sized Enterprises 2008, a simultaneous equation approach reveals that high quality borrowers choose contracts with more collateral and lower interest rates, which suggests that collateral acts as an incentive...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2017
ISSN: 1556-5068
DOI: 10.2139/ssrn.2894574