International Comparative Household Finance
نویسندگان
چکیده
منابع مشابه
Household finance
The market can provide commitment devices and other mechanisms to help people overcome these biases, but it can also exacerbate them. In general, the market will have weak or missing incentives for resolving these problems when borrowers are naïve about their biases or underestimate their lack of understanding. Moreover, organizations may deliberately misinform or underinform their customers ab...
متن کاملEssays on Household Finance
This dissertation consists of three essays. The first chapter studies whether credit demand is sensitive to interest rates, to the prominence of interest rate disclosure, and to nudges. Consumer credit regulations usually require that lenders disclose interest rates. However, lenders can evade the spirit of these regulations by concealing rates in the fine print and highlighting low monthly pay...
متن کاملHousehold Finance and Consumption Network
1. There is inconsistent practice and some uncertainty on the terms “editing” and “imputation”. In this document we will refer to data editing as the procedure used to correct or reconcile contradictory information, whereas imputation is the procedure used to deal with missing data. The glossary of the United Nations Statistical and Economic Commission for Europe (UNECE) states that data editin...
متن کاملHousehold Finance and Consumption Conference
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals’ behavioural traits, such as their capacities for self-control, planning, and patience, affect their ability to stay out of financial tr...
متن کاملEssays in Dynamic Household Finance with Heterogeneous Agents Essays in Dynamic Household Finance with Heterogeneous Agents
..............................................................
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Annual Review of Economics
سال: 2016
ISSN: 1941-1383,1941-1391
DOI: 10.1146/annurev-economics-080315-015425