Internal Factor Analysis of Non-Performing Loans Using Multiple Linear Regression Method

نویسندگان

چکیده

Loans are the largest source of income from banks compared to other sources income. To ensure bank continuity, Bank must exist interest on loans, reaching almost 95% all activities. For companies and that apply loan differences, loans receivables which cash is delayed in receipt. Having problem can weaken a bank's financial condition. In general, two factors cause problems with namely internal external bank. be controlled by banks, factors, prevent loans. Therefore, this study, an analysis affecting was carried out. The analyzed things become process essential part process, includes supervision, acceptance procedures, guarantees. This out minimize risk non-performing caused inner side organization. method used for using multiple linear regression analysis. Multiple relationship between three independent variables (loan monitoring, guarantees) one dependent variable (non-performing loans). provides predictions value if increases or decreases describes direction variable, whether each positively negatively related. Based results, influence monitoring guarantees concluded there supervision procedures At same time, no effect

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ژورنال

عنوان ژورنال: Jurnal Riset Informatika

سال: 2023

ISSN: ['2656-1735', '2656-1743']

DOI: https://doi.org/10.34288/jri.v5i3.535