Improving housing conditions: labelled loans in Kenya and Uganda

We evaluate a non-governmental housing microfinance intervention that attempts to improve conditions for low-income populations by simultaneously offering them labelled loan and non-financial technical support. Using household survey data from Kenya Uganda, we first show evidence the successful targeting of our loans because 95% clients used intended improvement. Second, results suggest access small, short-term enables households invest in upgrades can significantly both characteristics their dwelling satisfaction with dwelling.