Household Savings in Germany

Income uncertainty and household savings in China

China’s urban household saving rate has increased markedly since the mid-1990s and the agesaving profile has become U-shaped. To understand these patterns, we analyze a panel of urban Chinese households over the period 1989-2009. We document a sharp increase in income uncertainty, largely due to an increase in transitory variance (the variance in household income attributed to transitory idiosy...

Household Savings in Developing Countries: An Annotated Reading List

Participation in Tax-Favored Savings Plans: Are Household Portfolios Optimal?

Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer-sponsored savings plans (ESSPs). Under certain conditions and up to a certain amount, the contributions to this plan are tax-deductible, and the returns as well as the withdrawals are tax-free. This makes these plans extremely attractive, with real after-tax returns by far exceedin...

Promotion of subsidized savings in the Federal Republic of Germany.

The National Commission on Unemployment Compensation noted that there has been considerable disagreement among the States as to whether retirement income should reduce the UI benefit, and it further noted that the current offset provision is a more sweeping and severe disqualifying income penalty than any State had enacted throughout the history of the UI program. Consequently, the Commission r...

Are India’s Gender Imbalances Inducing Higher Household Savings?