Household Saving Behavior on Formal Financial Institutions in Urban and Rural Areas

نویسندگان

چکیده

This research aimed to examine the household saving behavior on formal financial institutions in urban and rural areas. The data sources of this from Central Bureau Statistics (BPS), namely 2018 Indonesia national socio-economic survey (SUSENAS) village potential (PODES).The sampleswere 126 539 households 168 562 spread over 34 provinces Indonesia. analytical method used logistic regression determine savings ownership a bank institution.Several factors that affect included socio-demographic institutional factors. estimation results showed all affected urban, while factors, government private banks did not have significant effect. Otherwise, had effect rural, (house ownership) havea findings were very important improve provide alternative policies related banking infrastructure development

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ژورنال

عنوان ژورنال: Ekuilibrium: Jurnal Ilmiah Bidang Ilmu Ekonomi

سال: 2022

ISSN: ['2528-7672', '1858-165X']

DOI: https://doi.org/10.24269/ekuilibrium.v17i1.2022.pp40-53