Effect of Capital Adequacy Ratio and Operational Efficiency Ratio on Return on Assets at PT Bank Negara Indonesia Tbk.
نویسندگان
چکیده
This study examines the effect of Capital Adequacy Ratio (CAR) and Operational Efficiency (OER) on PT Bank Negara Indonesia (Persero) Tbk's Return Assets (ROA). 2010-2020 analysis utilizes data from PT. Financial Report. uses secondary financial statements then multiple linear regression as a quantitative descriptive method IBM SPSS version 20 was used in this investigation. The model successfully completed test classical assumptions, indicating that are normally distributed devoid multicollinearity, heteroscedasticity, autocorrelation. CAR OER were both found to have negative impacts ROA by analysis. Hence, Between 2010 2020, Tbk will be impacted OER.
منابع مشابه
Capital Adequacy Ratio and Financing Behavior in Iran’s Banking System
For Iran as an oil exporter country, heavy reliance on the extractive sector for generating fiscal revenues and export earnings translates into increased vulnerabilities to oil price shocks. The structure of the economic policy, and the banking systems make macroprudential policy a particular relevant tool for Iran. The capital adequacy is a macro prudential instrument used to maintain the st...
متن کاملA leverage ratio rule for capital adequacy
This paper studies the economic foundations formaximum leverage ratio capital adequacy rules. The paper makes three contributions to the literature. First, we show how to determine the maximum leverage ratio such that the probability of insolvency is less than some predetermined quantity. Two, we show that a leverage ratio rule controls for the same risks as does a Value-at-Risk (VaR) capital a...
متن کاملcomparative review of relation between the debt ratio and return on assets in various industries
the debt is one of the principal component of accounting equation and capital structure of most companies. during last fifteen years the usage trend of debt was increasingly improved in companies' eps. american ones. in this research we tried to answer the following question: is there any meaningful relation between debt ratio and return on assets (roa) in sec of tehran and its industries?...
متن کاملAssessing the factors affecting liquidity by focusing on the capital adequacy ratio of the banking network and its asymmetric effects
Liquidity , as the most important variable of the money market , has a significant role in economic performance from various aspects and therefore it is important to identify the factors affecting liquidity. Considering that one of the channels to increase liquidity is loans paid by the banking network and the effective role of capital adequacy ratio in the payment of bank loans, in the present...
متن کاملThe Effect of Bank Investment on Lending. Does Capital-Adequacy Matter?
In Basel III regulations, high risk coefficients are considered for banks investments. In terms of capital adequacy restrictions, the regulations state that if a bank makes a major investment in the non-financial sector, it must deduct the same amount of capital. This study examines the effect of banks' investment on borrowing by considering the role of capital adequacy, and also the impact th...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Indonesian Journal of Economics and Management
سال: 2023
ISSN: ['2747-0695']
DOI: https://doi.org/10.35313/ijem.v3i2.3791