Digital Transformation of SMEs Financial Behavior in the New Normal Era

نویسندگان

چکیده

This study aims to determine whether there has been a digital transformation of financial behavior in the use fintech by micro, small and medium enterprises (SMEs) Indonesia with Covid-19 Pandemic. The used population SMEs all provinces, while sample collected was 84 from 19 provinces Indonesia. Data analysis using variance-based SEM SmartPLS 3.2.9 software tools. results show that pandemic an effect on (old behavioral intention) fintech, this is strengthening influence new (new intention). Meanwhile, New Normal policy also positive significant current As for normal as moderating variable, old intention no role, because before normal, many fintech. Suggestions continue take advantage carrying out their business activities avoid impact smooth running business. DOI: https://doi.org/10.26905/jkdp.v25i1.4954

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ژورنال

عنوان ژورنال: Jurnal keuangan dan perbankan

سال: 2021

ISSN: ['1410-8089', '2443-2687']

DOI: https://doi.org/10.26905/jkdp.v25i1.4954