Determinants of European Bank Profitability in 2012-2019
نویسندگان
چکیده
This paper aims to find the microeconomic and macroeconomic determinants of European bank profitability from 2012 2019 using regression model with multicollinearity condition as a matrix parameter, below defined value, ensuring reliability. The sector is measured by return average equity, assets net interest margin dependent variables. research creates set independent variables based on literature review. built sample 3,257 commercial banks for all EU countries excluding Romania due missing data, input data were obtained Orbis Focus Bank World Database. results revealed that cost income ratio loan loss reserves gross loans are most important assets. also show GDP growth rate, inflation consumer prices indicator. We recommend optimize structure, create sufficient reserves, monitor process digital transformation credit risk indicators.
منابع مشابه
Determinants of Profitability in Banking Network of Iran
This paper seeks to investigate the determinants of banking network profitability in Iran from 2007 to 2012. The results of our study indicate that both bank-specific factors and macroeconomic factors influence banks’ profitability in Iran. Results confirm that bank profitability is significantly influenced by investment to total assets ratio, non-performing loans to total assets ratio, a...
متن کاملEffective Factors on Bank Profitability in Iran
Not only in Iran, but throughout the world, banks and banking industry are considered as very important parts of the economy. This study seeks to investigate the impact of the internal characteristics of banks, the structure of the banking industry and the economic situation of Iran on the profitability of the banking system of Iran by exploring the theory of the Structuralism school concerning...
متن کاملFactors Affecting Bank Profitability in Pakistan
Sehrish Gul Faiza Irshad Khalid Zaman The purpose of this research is to examine the relationship between bank-specific and macro-economic characteristics over bank profitability by using data of top fifteen Pakistani commercial banks over the period 2005-2009. This paper uses the pooled Ordinary Least Square (POLS) method to investigate the impact of assets, loans, equity, deposits, economic g...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Politicka Ekonomie
سال: 2022
ISSN: ['2336-8225', '0032-3233']
DOI: https://doi.org/10.18267/j.polek.1366