Determinants of agricultural micro-credit repayment-evidence from Minna microfinance bank, Nigeria
نویسندگان
چکیده
منابع مشابه
Interdependencies in Micro- Credit Group: Evidence from Repayment Data*
We use repayment data from Grameen Bank groups to study mutual dependence in behavior among participants. Such dependence is a measure of group cohesion, and is interpreted as evidence for the existence of inter-connectedness among members at the group level. Results from a dynamic fixed-effects probit model demonstrate that individual repayment outcomes are significantly influenced by own lagg...
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In stark contrast to bank debt contracts, most micro-finance contracts require that repayments start nearly immediately after loan disbursement and occur weekly thereafter. Even though economic theory suggests that a more flexible repayment schedule would benefit clients and potentially improve their repayment capacity, micro-finance practitioners argue that he fiscal discipline imposed by freq...
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the study investigated the loan repayment, its determinants and socio-economic characteristics of microfinance loan beneficiaries in the southeast states of nigeria. it was carried out in three states of the five southeast states. using a multistage sampling technique, a total of 144 loan beneficiaries in the three segments of mfis, namely; formal (commercial and development banks); semi-formal...
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ژورنال
عنوان ژورنال: Agro-Science
سال: 2015
ISSN: 1119-7455
DOI: 10.4314/as.v12i2.1