ANALISIS MANFAAT EKONOMI DAN FAKTOR-FAKTOR YANG MEMPENGARUHI KELANCARAN PENGEMBALIAN KREDIT (STUDI KASUS PADA KOPERASI PERTANIAN SEANDANAN KABUPATEN PESAWARAN)

This study aims to analyze the economic benefits, income of rice farming, allocation credit usage and factors affecting chances smoothness rate return at Seandanan Agricultural Cooperatives. The research is conducted Cooperative in Pesawaran Regency, Lampung Province, which determined intentionally. data were taken July 2019. uses a case method. Respondents this are 70 farmers member Cooperative. analysis method use descriptive qualitative quantitative analyses. results showed that benefits received by members cooperative one year IDR1,711,312.47 high category. average farming has been classified as high, amount over cash costs total costs, respectively, IDR17,308,552.78 IDR16,416,268.56. Allocation membersconsistd 58.85% for productive activities rest, 41.15% consumptive activities. Factors affect education level usage.Key words: agricultural cooperatives, consumptive, credit,