ACCESS TO CREDIT AND PHYSICAL CAPITAL STOCK: A STUDY OF NON-FARM HOUSEHOLD ENTERPRISES IN NIGERIA

This study investigated the influence of access to credit on physical capital stock non-farm household enterprises in Nigeria. The used binary logistic regression technique and Nigeria’s 2018-19 General Household Survey data (Wave 4). We find that nonfarm Nigeria is positive significant. implies enhances capacity these procure stock. Our results also indicate expenditure raw materials, profit, years operations are other key drivers accumulation. Consequently, we conclude there a need for policies enhance by strengthen their sustainable basis.