A Holistic Perspective on Bank Performance Using Regulation, Profitability, and Risk-Taking with a View on Ownership Concentration

There is a lack of holistic perspective on bank performance. This study proposes multidimensional (three-pronged) approach encompassing regulation, profitability, and nonperforming assets (NPAs) their interactions as measure the performance bank. Moreover, impact equity holdings promoters, institutional investors, retail investors proposed three-pronged are also explored. Values concerned variables were gathered from 2016 to 2019. The dynamic panel data method was applied empirically test model. main findings supported premises Furthermore, various ownership classes provided mixed results for Unfavorable roles promoters an indifferent role group startling outcomes study. Successful empirical endorsement provides fresh has varied policy- managerial-level implications. regarding shareholder groups (ownership classes) can be catalyst set policy distribution in banks, well protection activism, which conspicuously absent India.