abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

it is definitely necessary to understand the concept and behavior of causation of life insurance policies and its determinants for insurance managers, regulators, and customers. for insurance managers, the profitability and liquidity of insurers can be increasingly influenced by the number of causation through costs, adverse selection, and cash surrender values. therefore, causation is a materi...

    Inundation in urban areas due to dens storm has created many problems for all cities thorough the world. Urban flood hazard zoning may provide useful information for dealing with contingency and alleviating risk and loss of life and property. Therefore, to management of urban area, flood relief measures and prioritized to address flooding problems should be identified areas that are more aff...

the west of esfahan province, iran, is one of the most important agricultural areas throughout the country due to the climate variability and life-giving water of zayanderood river. rice is one of the major and economic crops in this area. the most important climatic elements in agricultural activities which should be considered include temperature, relative humidity, precipitation and wind. so...

The maps of potential flooding areas can be the appropriate tool for urban planning in the future. In this research, potential flooding areas criteria viz. the urban land use, distance of river, elevation, slope and ground water level were considered. The weight of decision criteria were evaluated by paired comparison matrix. The final potential flooding map was divided to five different risk c...

data envelopment analysis (dea) is a powerful tool for measuring relative efficiency of organizational units referred to as decision making units (dmus). in most cases dmus have network structures with internal linking activities. traditional dea models, however, consider dmus as black boxes with no regard to their linking activities and therefore do not provide decision makers with the reasons...

abstract: country’s fiber optic network, as one of the most important communication infrastructures, is of high importance; therefore, ensuring security of the network and its data is essential. no remarkable research has been done on assessing security of the country’s fiber optic network. besides, according to an official statistics released by ertebatat zirsakht company, unwanted disconnec...

Developing urbanization and changing hydrological conditions of natural streams increases the flooding risk. This study tries to do flood hazard zoning in the Ilam city and determine the critical area of the urban regions against flooding by using AHP method and GIS environment. For this purpose, the parameters of the curve number, height, distance from the river, geology, land use, population,...