Health services and modem medicines are out of reach for over one billion people globally. Micro-insurance for health is one method to address unmet health needs. This case study used a social exclusion perspective to assess the health and poverty impact of micro-insurance for health in Bangladesh and contrasts this with several micro-insurance systems for health offered in India. Micro-insuran...

The study was conducted in Assosa district of Benishangul-Gumuz regional state, western Ethiopia, to assess major farm enterprises, agricultural risks and demand for micro-insurance services. Two peasant associations namely, Selga-23 and Kushmengel were selected to represent settler and native farming communities, respectively. Using simple randomized techniques, 86 respondents were selected fo...

Agriculture is a form of processing biological natural resources with the help technology, capital, labor, and management. In Indonesia, agriculture main source livelihood in some areas, one which Cibungur village, Parungponteng sub-district, Tasikmalaya district, West Java. With as all these are not spared from risks that can damage agricultural sector. occur, there comes solution to this prob...

Most of the world’s poor face large risks, which affect their investment decisions and contribute to the perpetuation of poverty (Karlan et al. forthcoming). In this context, insurance products targeted at the poor are seen as having substantial promise, as opportunities both to make pro!t and to improve ef!ciency and social welfare. The marketing of insurance products to the poor has faced two...

This chapter analyzes adverse selection in micro health insurance. Health insurance is typically family-based to limit adverse selection within households. I investigate whether such selection occurs empirically, using the case of an individual-based micro health insurance program in rural Nigeria. The empirical analysis applies two-sample two-stage least squares and uses household fixed e↵ects...

Implementing a Participatory Model of Micro Health Insurance among Rural Poor with Evidence from Nepal David M. Dror, Atanu Majumdar, Pradeep Panda, Denny John and Ruth Koren Micro Insurance Academy, 52B Okhla Industrial Estate, Phase-3, New Delhi 110020, India. Erasmus University Rotterdam, Institute of Health Policy and Management, P.O. Box 1738, 3000 DR Rotterdam, The Netherlands. E-mail: da...